Almost the only time when I check "newest" is after I submitted something myself, since then I am redirected there. But then I do read and upvote what I find interesting there (in a way diluting the score of my own submission). I really should look there more often.
Not quite (but maybe differs per bank?). You get a notification a few days before the first debit takes place, and you have the right to request the debit be annulled for at least a month after it happens.
I've never seen an address needed for a cc charge, although sometimes a zip code is needed.
Some people, like me, have developed this communication style because it turned out that when they didn't they were very often misunderstood. When properly applied (i.e., not excessively, no actual walls of text), giving appropriate context helps focus the thinking of the receiver in the right direction.
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