The US doesn't really do bank transfers the way we do here.
There's CashApp / Venmo / Zelle, previously Paypal, for P2P transfers (paying your friend for a half of the pizza you both just ate), but that's largely an internet phenomenon. There are wire transfers, but those are expensive and largely for big-ticket items you don't buy that often, think cars or houses, not TVs. There are ACH transfers, which is how wages and bills often work. The fun part of ACH is that the person executing the transfer doesn't have to be the account owner, so businesses can just transfer bill payments from your account to theirs. And then there are the famous checks, which work when no other option is available.
Non-purchase person-to-business transaction are largely done via credit card, sometimes by check or ACH. Explicitly instructing your bank to send a transfer to an account number provided by the business, either through a form or through a "quick transfer" UI, is very rare on that side of the pond.
I’m not sure that’s how corporate blame works. The ceo signed off on the CIOs proposal to streamline data analytics logs via WeTotallyWontSiphonOffYourDataAndSellIt incorporated for user improvement purposes, which happens to be owned by the CFO’s brother in law. How were the CIO and CEO to know that a third party was selling off the data, and how was that third party to know that the sale of the data to another party who then onsold the data to the fbi would be illegal?
> How were the CIO and CEO to know that a third party was selling off the data, and how was that third party to know that the sale of the data to another party who then onsold the data to the fbi would be illegal?
Ask yourself the same question about personal health data and the answer reveals itself: the CEO and CIO know (or should know) that the vendor needs to be HIPAA-compliant or it's their necks (the CEO's and CIO's), so they look for a vendor who advertises as being HIPAA-compliant.
Pass legislation to the same effect for all PII and the CEO and CIO will then make requirements of the vendor. If the vendor lies, they get fired because the company hiring them is culpable. The vendor may also be subject to civil and/or criminal penalties. It seems simple, other than the fact that we have a federal legislature with no apparent interest in solving this problem, alongside a populace which either doesn't notice or doesn't care about that.
To answer the question more pithily: communication.
In regulated industries, like finance and taxation, regulators deliberately assign responsibility to individuals, so misconduct doesn’t get lost inside the company or within its corporate stakeholder network. That removes a lot of friction once you want to hold someone liable.
I've read our parents comment as an implicit proposal to establish similar structures in tech.
Only after informing you, giving you the opportunity to fix things and many many other steps. The harshness is directly related to the size of the company and the companies willingness to fix any issues. They want companies to comply.
For the same reason css still works if you make a typo and javascript super dynamic: its a friendly interface.
Html, css and js got used so much because you could mess around and still get something to work. While other languages that people use to write “serious” applications just screamed at you for not being smart enough to know how to allocate memory correctly.
Html and css is not a competitor to C. Its more like an alternative to file formats like txt or rtf. Meant to be written by hand in a text editor to get styled pages. So easy and forgiving your mom could do it! (And did, just like everyone else in the myspace days)
IANAL, but Canada has far stronger labo(u)r laws than the US. They should all be lawyering up, whether it be for some union busting law or plain old wrongful termination.
even better, in countries like germany, any individual can just join a union. and it is simply a matter of enough people joining up. there is no need for employees to even organize themselves to get unionized. also, any company with more than 50 people is required to have a betriebsrat by law, regardless of any employees being in a union or not. https://en.wikipedia.org/wiki/Works_council
yes the roads, which in some municipalities, are paved in a manner acording to who voted for who on some country roads, with perfect asphalt extending the whole way in front of one big farm, exactly between property markers.
But that, and other things are what you get from a constitutional monarchy that has some if the oddest legal provisions on the planet.
I wont say we like it, but we are good at it.
So Microsoft went from 49% to now 27%? Open AI with their non-profit and their for-profit and all these investments and deals they are doing. It feels like they are spending more time doing financial trickery than building AI products.
There's a public trail of reddit comments where Altman all but owns up to finagling board seats and ownership rights for Reddit many years ago. This is how he operates.
