(Total nitpick that I wasn't initially going to post, but it's now appeared in several of your posts and it's driving me crazy: you're using "debit" where I think you mean "debt". A debit is an accounting entry indicating something has been deducted from an account; it's basically part of an income statement, reflecting a one-time payment. A debt is money that's owed to someone else; it's part of a balance sheet, and is permanent until paid back.
Confusion is somewhat understandable when you consider that the opposite for both is "credit". When used with an article ("a credit"), it's the opposite of debit, a one-time addition to an account. When used without an article ("banks extend credit to borrowers"), it's the opposite of debt, a sum that is owed to you by other parties. English is a funny language.)
you are correct, of course, it's a mistake I make often. It's funny, I think mistakes that are not made obvious by the spell check actually make you look dumber than mistakes that would have been caught by the spell check.
Confusion is somewhat understandable when you consider that the opposite for both is "credit". When used with an article ("a credit"), it's the opposite of debit, a one-time addition to an account. When used without an article ("banks extend credit to borrowers"), it's the opposite of debt, a sum that is owed to you by other parties. English is a funny language.)