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Buy land with water availability and growable soil, build small cheap place to live, try to pay it off asap. That’s all you can do to prep


I think you're over-simplifying - land with water access today doesn't mean anything in ten years with continued climate change. Unless you have water rights (and even if you do), that water won't necessarily be present (or potable) in ten years, and your water rights likely won't matter either.




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