It could be worth it to spend the 1.50$ on stripe to do identity verification with id documents for accounts of a certain size, so that they can present those documents again to regain access to their account.
Re-enabling the account after a certain period of time without activity would also be a good measure (on top of the id verification).
The whole point of using Stripe for it would be not to have the documents in question. Kind of like you don't hear about companies using stripe losing their customers' card numbers.
Re-enabling the account after a certain period of time without activity would also be a good measure (on top of the id verification).