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If you have salaries (plural!) in the $15-20k range, then you are nowhere near the bottom 1%:

http://www.data360.org/dsg.aspx?Data_Set_Group_Id=2363 http://en.wikipedia.org/wiki/Poverty_in_the_United_States

The poverty line for one person is $10.9k. For a family of four, $22.4k. That covers circa 15% of the population. For comparison, the median income is $44k, so if you're making $30-40k per year (assuming two salaries) then that's not far from the average American household.



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