I’d highly recommend actually using a real bank instead of a fintech for business banking.
As others have mentioned some of the “go-to” options like SVB have terrible (digital) services.
I’m biased but Grasshopper Bank has one of the best digital experiences, and is an actual FDIC insured bank. They are also much cheaper once you start needing services like Letters of Credits, etc.
I've been using LMCU for a couple decades living away from any branches. I use the app for cashing checks and there are ATM's in their free network at all the Speedway gas stations and CVS's around me.
As others have mentioned some of the “go-to” options like SVB have terrible (digital) services.
I’m biased but Grasshopper Bank has one of the best digital experiences, and is an actual FDIC insured bank. They are also much cheaper once you start needing services like Letters of Credits, etc.