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> unelected government/political entity whose decisions happen to affect people's lives on a national level

You mean like department for transport, or, you know, the national bank?

Sets interest rate, prints money, entirely unelected, the most important institution in the country.



Societies are free to change how these things are run - and depending where you are, they did change in the not too distance past, e.g., Bank of England in the 1990s becoming independent as rate setter.




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