Exactly. Bank needs me to have an official FruitPhone to access my account? Fine, send me the phone, I'll turn it on when I need to bank, and at all other times it sits powered-off in a drawer. Same for the government-supplied DroidPhone I need to access my Social Security statements (or whatever). Turn on, do my business, turn off.
Would this apply to giving you a phone plan, internet plan, computer, paper, pen, electricity, etc., because all of those are necessary to do online banking or access school chats as well?
