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"Most negative information disappears from credit reports after seven years and, depending on state law, debts may be unrecoverable through a lawsuit after as little as three years"

So all I have to do to get out of my loans is live off the grid for 7 years? I wonder if this is the same for student loans.



No. Federally subsidized student loans don't have a statute of limitations and can't be discharged during bankruptcy. And they have that much time to sue you. So they can and probably will sue you to win a judgment against you before the statute of limitations. If you don't show up to court to defend yourself you get a default judgement against you - you automatically lose.


in some cases, if you make a payment of any amount towards your debt, the statute of limitations resets... so keep that in mind!




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